DRAFT — these terms need review by an attorney before launch. They are a plain-language starting point, not legal advice.

Terms of Service

What MyMoneyCycle does

MyMoneyCycle reads the bank statements you upload and produces a plain-English cash-flow review for $19.99 per report.

Informational only

Your report is informational only. It is not tax, legal, or investment advice. Talk to a qualified professional before making financial decisions.

Your statements

• You confirm the statements you upload are yours (or you have permission to share them).
• Uploaded statements and reports are automatically deleted within 24 hours.
• Your download link is private — anyone with the link can view it, so don't share it.

Payments

• Payment is processed securely by Stripe. We never see your card number.
• Because each report is generated on demand for your statements, all sales are final once the report is generated.

Accuracy

We reconcile every parsed total against your statement's own summary and show you the result before you pay. Statement formats vary; if a statement can't be read cleanly, we'll tell you rather than guess.

Acceptable use

Don't misuse the service, try to break it, or upload statements that aren't yours to share.

Changes

We may update these terms; the version on this page at the time of your purchase applies to that purchase.

Contact

Questions: support@mymoneycycle.com (contact email placeholder — set the real address before launch).

DRAFT — attorney review required before launch.